For 60 years Americans of average means have been waiting for health-care reform. Our representatives and senators have wonderful coverage. We need to stop shouting at each other, as this is an old divide-and-conquer trick of the elite. People who have inadequate insurance or no insurance cost everyone else through higher rates on policies. Do you want to continue to support the elite with their million dollar salaries to run for-profit insurance companies? We need reform this term, not in 60 more years. We need a public health-insurance option to add free-market competition to the mix so costs will be lowered.